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CHASE · GUIDE

Chase Ultimate Rewards transfers: before you move points

Check award availability, the actual transfer ratio and the cost of the redemption first.

The short answer

Check award availability, the actual transfer ratio and the cost of the redemption first.

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Based on official sources, with AI-assisted writing. Examples are illustrative, not first-hand reviews or personalized advice. Original source-review dates are retained; translating a page does not reverify an offer.

Compare the key conditions

Chase Ultimate Rewards transfers: before you move points · Key considerations
TopicWhat to check
Earning points is not transfer eligibilityEligible Sapphire and Ink products may provide partner transfers. Confirm the feature in your own account. Moving points between Chase accounts and transferring to an airline or hotel are different actions with different requirements.
Use the ratio displayed in your accountThe original Korean guide records a date-dependent Preferred-to-Hyatt ratio: 4:3, with a 1:1 transition through September 30, 2026 for qualifying accounts opened before June 15, 2026. This is a translation of that dated review, not a new verification. Confirm your own transfer screen and do not apply one product’s terms to another.
Check availability before transferringFind an available award, compare taxes, fees and cancellation rules, then calculate the required bank points. Transfers may take time and generally cannot be reversed after completion. Do not transfer speculatively just because a promotion is available.
Calculate value using avoided cash costIllustration: a $300 stay requiring 15,000 hotel points plus $30 saves $270. At 1:1 that is 1.8 cents per bank point; at 4:3 it requires 20,000 bank points and returns 1.35 cents. These are hypothetical prices, not a quoted redemption.

Read the full conditions and original review date. A summary does not establish eligibility or guarantee benefits.

Earning points is not transfer eligibility

Eligible Sapphire and Ink products may provide partner transfers. Confirm the feature in your own account. Moving points between Chase accounts and transferring to an airline or hotel are different actions with different requirements.

Use the ratio displayed in your account

The original Korean guide records a date-dependent Preferred-to-Hyatt ratio: 4:3, with a 1:1 transition through September 30, 2026 for qualifying accounts opened before June 15, 2026. This is a translation of that dated review, not a new verification. Confirm your own transfer screen and do not apply one product’s terms to another.

Check availability before transferring

Find an available award, compare taxes, fees and cancellation rules, then calculate the required bank points. Transfers may take time and generally cannot be reversed after completion. Do not transfer speculatively just because a promotion is available.

Calculate value using avoided cash cost

Illustration: a $300 stay requiring 15,000 hotel points plus $30 saves $270. At 1:1 that is 1.8 cents per bank point; at 4:3 it requires 20,000 bank points and returns 1.35 cents. These are hypothetical prices, not a quoted redemption.

Frequently asked questions

Is every Preferred-to-Hyatt transfer 1:1?

Do not assume that. The source review describes date-dependent ratios; confirm the ratio in your account.

Should I transfer before finding an award?

Confirm availability first. Transfers may take time and generally cannot be reversed once completed.

Sources and update history

Official sources reviewed:

Official source 1 · www.chase.com (opens in a new tab)Official source 2 · www.chase.com (opens in a new tab)Official source 3 · www.chase.com (opens in a new tab)

· English editorial edition prepared September 28, 2026. Review the current provider terms before applying or ordering.

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